Licensing Disclosure: Billy Robles (NMLS #2751970) is licensed as a mortgage loan originator in Arizona, California, Nevada, Oregon and Pennsylvania only, and is not licensed in New York. Nothing on this page is an offer to lend, an application, or a solicitation in New York, and no inquiries are accepted, collected or forwarded from it.
Educational Notice: This page is educational. It is not an advertisement for mortgage services in New York, does not constitute an offer for extension of credit or a commitment to lend, and is not affiliated with, endorsed by, or sponsored by any government agency.
© 2026 E Mortgage Capital, Inc. DBA E Mortgage Capital | NMLS #1416824 | Licensing & consumer access: www.nmlsconsumeraccess.org | 3750 S Susan St., Santa Ana, CA 92704 | (855) 569-3700. Equal Housing Lender. Not affiliated with any government agency. For advertising purposes only. This is not a commitment to lend. All loans are subject to underwriting approval. Terms, rates, programs, availability, and qualifications may change without notice and may not be available in all states. Restrictions apply. By refinancing, total finance charges over the life of the loan may be higher. Debt consolidation may increase total financing costs.
© 2026 Loans by Bill. Equal Housing Opportunity.