Individual NMLS License · AZ
Select a Loan Program
I hold an individual mortgage loan originator license in Arizona (NMLS #2751970); verify current status on NMLS Consumer Access. Each program below links to its dedicated guide in the network.
Arizona Conventional Loans
Standard mortgage financing for purchasing or refinancing primary, secondary, and investment properties.
Read the Arizona guide on humancontact.mortgage
Arizona HELOC (Home Equity Line of Credit)
Unlock your home's equity without touching your low primary mortgage rate.
Read the Arizona guide on heloc.cash
Arizona Reverse Mortgages (HECM)
FHA-insured loans allowing homeowners 62+ to convert equity into cash without required monthly mortgage payments.
Read the Arizona guide on hecm.cash
Arizona DSCR Investment Loans
Debt Service Coverage Ratio loans for real estate investors based on property cash flow, not personal income.
Read the Arizona guide on mydscr.cash
Free, official help in Arizona
Independent of any lender. Worth a look before you talk to anyone, including me.
- Arizona Department of Housing — the state housing finance agency: down-payment assistance, first-time buyer programs and income limits.
- HUD-approved housing counselors in Arizona — free or low-cost, independent of any lender.
- HUD in Arizona — federal programs and the local field office.
- HOME Plus — Arizona Department of Housing program.
- Arizona Is Home — Arizona Department of Housing program.
- Arizona Department of Housing — Arizona Department of Housing program.