Individual NMLS License · PA
Select a Loan Program
I hold an individual mortgage loan originator license in Pennsylvania (NMLS #2751970); verify current status on NMLS Consumer Access. Each program below links to its dedicated guide in the network.
Pennsylvania Conventional Loans
Standard mortgage financing for purchasing or refinancing primary, secondary, and investment properties.
Read the Pennsylvania guide on humancontact.mortgage
Pennsylvania HELOC (Home Equity Line of Credit)
Unlock your home's equity without touching your low primary mortgage rate.
Read the Pennsylvania guide on heloc.cash
Pennsylvania Reverse Mortgages (HECM)
FHA-insured loans allowing homeowners 62+ to convert equity into cash without required monthly mortgage payments.
Read the Pennsylvania guide on hecm.cash
Pennsylvania DSCR Investment Loans
Debt Service Coverage Ratio loans for real estate investors based on property cash flow, not personal income.
Read the Pennsylvania guide on mydscr.cash
Free, official help in Pennsylvania
Independent of any lender. Worth a look before you talk to anyone, including me.
- Pennsylvania Housing Finance Agency (PHFA) — the state housing finance agency: down-payment assistance, first-time buyer programs and income limits.
- HUD-approved housing counselors in Pennsylvania — free or low-cost, independent of any lender.
- HUD in Pennsylvania — federal programs and the local field office.
- Keystone Forgivable in Ten Years (K-FIT) — Pennsylvania Housing Finance Agency (PHFA) program.
- Keystone Advantage Assistance Loan — Pennsylvania Housing Finance Agency (PHFA) program.