Individual NMLS License · OR
Select a Loan Program
I hold an individual mortgage loan originator license in Oregon (NMLS #2751970); verify current status on NMLS Consumer Access. Each program below links to its dedicated guide in the network.
Oregon Conventional Loans
Standard mortgage financing for purchasing or refinancing primary, secondary, and investment properties.
Read the Oregon guide on humancontact.mortgage
Oregon HELOC (Home Equity Line of Credit)
Unlock your home's equity without touching your low primary mortgage rate.
Read the Oregon guide on heloc.cash
Oregon Reverse Mortgages (HECM)
FHA-insured loans allowing homeowners 62+ to convert equity into cash without required monthly mortgage payments.
Read the Oregon guide on hecm.cash
Oregon DSCR Investment Loans
Debt Service Coverage Ratio loans for real estate investors based on property cash flow, not personal income.
Read the Oregon guide on mydscr.cash
Free, official help in Oregon
Independent of any lender. Worth a look before you talk to anyone, including me.
- Oregon Housing and Community Services — the state housing finance agency: down-payment assistance, first-time buyer programs and income limits.
- HUD-approved housing counselors in Oregon — free or low-cost, independent of any lender.
- HUD in Oregon — federal programs and the local field office.
- OHCS Down Payment Assistance — Oregon Housing and Community Services program.
- Flex Lending Program — Oregon Housing and Community Services program.